Are regulatory deadlines still ahead—or already behind buyers?
For relevant New York-regulated financial organisations, the final phased requirements discussed here are already in the past. NYDFS’s implementation timeline sets 1 November 2025 for the expanded multifactor-authentication and asset-inventory provisions; a subsequent DFS review identifies 15 April 2026 as the annual notification deadline covering those and other Part 500 requirements. Applicability and exemptions need entity-specific review. (dfs.ny.gov)
Buyer implication: a late-2026 business case should distinguish remediation of an existing evidence gap from preparation for a future deadline. Do not recycle 2025 compliance dates as forthcoming urgency, and do not assume that buying software establishes compliance.
Are AI and continuous controls monitoring lowering costs yet?
The public evidence does not support a universal saving. In its 13 October 2026 discussion of GRC customer references, Forrester highlighted unmet continuous-controls-monitoring expectations, AI consumption-cost concerns and some customers’ efforts to reduce costly customisation. These are qualitative findings, not a representative savings estimate. (forrester.com)
For procurement, translate those findings into three tests:
- Continuous evidence: require a working integration, failed-sync scenario and named maintenance owner—not a connector logo.
- AI cost control: request the usage meter, allowance, overage rate, reporting and spending-control mechanism.
- Configuration discipline: ask the implementation partner to identify what can be delivered through supported configuration and what creates continuing custom maintenance.
For an AI-enabled GRC platform comparison, measure reviewer effort and correction work on buyer-approved synthetic material. Do not import supplier productivity claims into the financial model without a buyer-specific test.
Sources cited on this page
- dfs.ny.gov ↗www.dfs.ny.gov
- forrester.com ↗www.forrester.com